Joseph Karsner

Joseph Karsner is the owner and president of Joe Karsner & Associates and Karsner Tax Advisory Group. A Maryland resident born and raised, began his education in Baltimore at Saint Anthony of Padua primary school and later at Archbishop Curley High, also in Baltimore. During his high school years, Mr. Karsner was a star athlete, playing junior varsity baseball and both varsity and junior varsity basketball. Some of his many sports accolades include winning the MVP award for his basketball team and a spot on the Catholic League’s All Star Team. An honor student, Mr. Karsner was inducted to the National Honor Society during his senior year of high school.

Following high school, Joseph Karsner attended Towson University in Towson, MD, where he graduated Cum Laude with a Bachelor of Science degree. Upon graduation, Mr. Karsner began his career, gaining employment with John Hancock Insurance and Financial Services. As an employee of John Hancock, Mr. Karsner assisted clients by providing long term care solutions, life insurance, and fixed annuity policies. He was also an active mentor to other agents within John Hancock, and still serves as a mentor to his own employees today.

During his extensive career with John Hancock, Mr. Karsner earned many professional awards and acknowledgements, beginning early-on with the Baltimore Life Underwriters ‘Rookie of the Year’ award for new advisors. This was followed by many other awards, including the title of #1 Agent from Baltimore General Agency, which he won for 13 consecutive years, only ceasing his winning streak when he parted ways with John Hancock to open his private venture, Joe Karsner & Associates in 1999. Mr. Karsner is also a recipient of John Hancock’s #1 Mutual Fund Representative Award, as well as the National Sales Achievement Award and the National Quality Award. Mr. Karsner also holds the prestige of being one of the very few agents inducted into John Hancock’s prestigious President’s Cabinet for top advisors.

Joseph Karsner has also been a member of the Million Dollar Round Table (MDRT) since 1984, and has been an MDRT “Top of the Table” club member since 1996. An organization independent of affiliation with any one financial advising or insurance company, the MDRT is the world’s foremost private association of top financial advisors. Membership to MDRT is open to less than 1% of the world’s top financial advisory professionals. Qualifying applicants to the MDRT must not only meet financial and sales volume criteria to join, but pass stringent professional and ethical requirements as governed by the MDRT. In addition to the prestige of membership, members are exposed to unparalleled networking opportunities, as well as the ability to provide clients with the peace of mind of knowing they are entrusting their financial futures to one of the top financial advisors in the world.